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By taking merchants outside the scope of handling sensitive payment information, the Three Step Redirect API minimizes the cost and complexity of industry regulations and standards; especially the Payment Card Industry Data Security Standard (PCI-DSS).
The customer never knows they left the merchants website.
The seamless look and feel is always kept throughout the process.
Here is an example of a typical transaction involving the Three Step Redirect API: Catherine, the customer, enters Wally's Website to purchase his famous wallpaper.
The Virtual Terminal allows merchants to process transactions anywhere in the world from web-enabled devices.
The Three Step Redirect API methodology ensures secure data transmission by keeping merchants from seeing, touching, handling, transmitting, and even storing any sensitive payment information.
Noble Pay has carefully and methodically drafted Application Programming Interface (API) documentation, which reflects our development philosophy structured, concise and easy to understand.The Payment Gateway combines information from Wally's invoice with Catherine's sensitive payment information and returns Catherine back to Wally's Website.Wally sees Catherine has returned and receives a token from the Payment Gateway confirming terms of the transaction.The Customer Vault was designed specifically for businesses of any size to address security concerns about handling customer payment information.Visa and Master Card have instituted the Payment Card Industry (PCI) Data Security Standard to protect cardholder data–wherever it resides–ensuring that members, merchants, and service providers maintain the highest information security standard.