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It’s hard to find quality credit card processors for high risk business types.
Each of these processors is able to place a wide range of high risk business types, but we’ve included a specific list of industries that each provider serves so that you can narrow your search to companies that suit your business needs.
Legal and banking regulations are constantly shifting, so these industry lists should only be considered current as of this article’s publication date.
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Host Merchant Services is a Newark, Delaware-based merchant account provider that is well-suited for most general business types as well as domestic high risk merchants.The company’s products and services include point-of-sale solutions (with specific packages for the restaurant, salon, professional service, and contractor sectors), online marketing tools, an online payment gateway and virtual terminal, mobile credit card processing, gift and loyalty programs, merchant cash advance, and offshore merchant accounts.Host Merchant Services specializes in e-commerce businesses and provides a free website and email address to new merchants who require them.Many large merchant account providers will refuse to process transactions for high risk businesses, which limits the options that are available to hard-to-place merchants.With so few processors to choose from, merchants can find themselves simply signing up with the first provider that will accept them instead of shopping around and looking for reputable, experienced processors that specialize in high risk merchant accounts.